BIBLIOGRAPHY SUAN, CHERY-ANN B. APRIL...
BIBLIOGRAPHY
SUAN, CHERY-ANN B. APRIL 2008. Members’ Level of Knowledge on
Cooperatives and Perspectives of Belis- Sayet Coffee Growers Association in Atok,
Benguet on their Conversion to a Cooperative. Benguet State University, La Trinidad,
Benguet.
Adviser: Florentino B. Landacan, Jr., BSc
ABSTRACT
The study was conducted to determine the socio- economics profile of the
respondents, their knowledge on the philosophy, principles, and objectives of the
cooperative. Furthermore, the study seeked to know the perspective of the respondents
regarding the conversion of the association into a cooperative.. This was conducted on
December, 2007 to March, 2008 in Atok, Benguet.
The study found that majority of the members were 43- 62 years old, female,
married, elementary graduate and were members of the association for more than 2 – 3
years. Majority joined the association voluntarily to acquire farm inputs through the
association and they attended trainings related to coffee production. Few of them were
affiliated to some organizations other than the Coffee Growers Association. They had
been into coffee p[production for more than 8 years. All of them produce the Arabica
variety and majority have less than one hectare coffee plantation and they realize less
than ten thousand pesos a year from the coffee production.
The results showed that almost all of the respondents were knowledgeable on
the philosophy, principle and objectives of the cooperatives. Majority were in favor on
the conversion of the association to a cooperative because they could get patronage
refund from the cooperative which they don’t get from the association.
The problems met by the association were the lack of cooperation and
participation of the members on the activities of the association. Members do not sell all
their coffee through the association. Majority of the members need training and seminar
on the important role of the association so that members would be motivated to cooperate
and participate in the activities.
ii
TABLE OF CONTENT
Page
Bibliography . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
i
Abstract . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . i
Table of Content . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
iii
INTRODUCTION
Rationale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1
Statement of the Problem . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3
Objectives of the Study . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3
Importance of the Study . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
4
Scope and Delimitation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
4
REVIEW OF LITERATURE
Understanding Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
6
Importance of Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
6
Concept of Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
7
Characteristics of Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
8
Functions for the Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
9
.
Reasons People Join an Association . . . . . . . . . . . . . . . . . . . . . . . . . .
9
Association Structure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
10
Perspectives Towards Association . . . . . . . . . . . . . . . . . . . . . . . . . . .
10
Perspectives Towards Cooperative . . . . . . . . . . . . . . . . . . . . . . . . . . .
11
iii
Needs and Problems of Association . . . . . . . . . . . . . . . . . . . . . . . . . .
11
Copping . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
12
METHODOLOGY
Locale and Time of Study . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Respondents of the Study . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Research Instrument . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Data Gathered . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Data Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
14
RESULTS AND DISCUSSION
Socio-Demographic Profile of the Respondents . . . . . . . . . . . . . . . . .
15
Economic Profile of the Respondents . . . . . . . . . . . . . . . . . . . . . . . . .
19
Members’ Knowledge on the Cooperative
Philosophy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
21
Respondents Knowledge of the Principles of
Cooperatives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
22
Level of Knowledge on Cooperative Objective . . . . . . . . . . . . . . . . .
26
Cooperative Seminars Attended . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
26
Perspectives Regarding the Conversion of
the Association to a Cooperative . . . . . . . . . . . . . . . . . . . . . . . . . .
27
Needs to be Provided by the Cooperative . . . . . . . . . . . . . . . . . . . . . .
28
Amount of Share Capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
29
Suggested Qualifications for Membership . . . . . . . . . . . . . . . . . . . . .
29
Suggested Seminars/Trainings to be
Attended by Members . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
30
Suggestions to Make the Cooperative Successful . . . . . . . . . . . . . . . .
31
iv
Willingness to be Elected as Officer . . . . . . . . . . . . . . . . . . . . . . . . . .
31
Willingness to Recruit for Membership . . . . . . . . . . . . . . . . . . . . . . .
32
Needs and Problems of the Association
and Members . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
33
Recommendations to Solve the Problems . . . . . . . . . . . . . . . . . . . . . .
34
SUMMARY, CONCLUSIONS AND RECOMMENDATIONS
Summary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
36
Conclusions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
38
Recommendations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
39
LITERATURE CITED . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
40
APPENDICES
Appendix A: Letter of Request . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
41
Appendix B: Survey Questionnaire . . . . . . . . . . . . . . . . . . . . . . . . . . .
42
v
INTRODUCTION
Rationale
Coffee is a seed, or bean, of any of a group of tropical evergreen shrubs of the
genus coffea in the Madder family (Rubiaceae).If left untrimmed, it would reach a height
of 14 to 30 feet (3-9 meters). Its leaves are dark green and glossy on top and a higher,
duller green underneath. They are 3 to 6 inches (71/2-15 cm) long and grow opposite
each other along the branches. At the points where the pairs of leaves join the branches,
many small while blossoms appear at the time of flowering and give the coffee
plantation the appearance of being covered with light snow (Danbury, 2002).
Coffee is the second most important product in the international commerce on the
basis of the volume traded, and it is estimated to be the first on the basis of value. The
value of coffee imports is estimated to be about $ 2 billion a year, 1% of total world
trade. Coffee production is seen as a lucrative business in CAR wherein it is considered
second to oil in terms of trading value. CAR has an existing 7,781 hectares utilized for
coffee production and another 3,000 + hectares as potential expansion areas. The cool
climate of the Cordillera highlands is suitable for the production of the Arabica coffee
variety. As such it has been included as one of the top five priority commodities
identified by the DA and Department of Trade and Industry (DTI) as the region’s model
commodity under the One-Town-One-Product (OTOP) Program (Dayawen, et al. 2006).
Coffee production is one of the major sources of income of most families in Belis
and Sayet, Caliking, Atok, Coffee is raised in this particular place for commercial
purposes. Because of the unstable prices of vegetables, farmers in these barangays have
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
2
to look for other means of increasing their farm income. One of which is the coffee
production.
Belis Coffee Growers Association was organized to help the member-growers in
their coffee production. The association is a channel for technical assistance from the
government as well as from NGOs.
Belis-Sayet Coffee Growers Association (BSCGA) is located in barangay
Caliking, one of the barangays in the municipality of Atok. It is twenty-four (24)
kilometers from Baguio City and it takes one hour and thirty minutes travel through the
national roads (Castro, 2007).
On January 5, 2005, Mr. Frank Young, an American citizen, visited Atok and he
observed that there is a lot of coffee plantation in the place. Most of the people in the
place are producing coffee. He was interested to buy their coffee but he could not
transaction with all the individual growers thus he suggested the farmers to organize an
association of all the growers so that he could transact with the association.
The BSCGA was organized in August 16, 2005 by Mr. Norbert Pontin Gebbes
and affiliated with the group of Cordillera Coffee Growers Association sponsored by the
Cordillera Coffee Company (CCGA). However, when Mr.Young told to the CCGA that
they will convert into a cooperative so that they could do business. The members of
BSCGA did not like the idea since they were so many and so they withdrew their
affiliation from the CCGA. At first they were hesitant to register with the Securities and
Exchange Commission but when they observed that their organization is doing well they
registered it with SEC ( Depolio, 2007).
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
3
According to Mr. Rudy Mayos, the current chairman of the association, there
were thirty-three (33) active members as of October, 2007. The association holds its
office action and receptiveness of the officers and members of the BSCGA, as proven by
their performance, are positive indicators that could make the association a real agent for
vibrant and self-reliant members.
However, the association is not a business organization so it could not continue to
conduct business for its members. It has to be converted into a cooperative so that it
could do business for its members, a business that would be owned and managed by the
members themselves. Hence, this study was conducted to know their perceptions of the
members towards converting the association into a cooperative.
Statement of the Problem
The study addressed the following questions:
1. What is the socio-economics profile of the members of Belis-Sayet Coffee
Growers Association?
2. What is the level of knowledge of the members on cooperatives?
3. What is the member’s perspective of the conversion of their association into a
cooperative?
4. What are the needs and problems of the association?
5. What are the possible solutions to the needs and problems of the association?
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
4
Objectives of the Study
The following are the objectives of the study:
1. to determine the socio-economics profile of the members of Belis-Sayet Coffee
Growers Association;
2. to determine the level of knowledge of the members on cooperative;
3. to determine the members’ perspectives of the conversion of their association
into a cooperative;
4. to determine the needs and problems of the association; and
5. to recommend possible solutions to the needs and problems of the association.
Importance of the Study
The result of this study would be used as a basis in converting the association into
a cooperative. It would also be a basis in giving technical assistance to the members in
order to improve their coffee production and marketing in the area. The determination of
factors that affect their growth could give insights to the members on what factors to be
improved. The identified good factors could be duplicated by other association for their
own benefits.
Furthermore, it could also be a source of information for further research on other
related studies.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
5
Scope and Delimitation
This study mainly concentrated on coming up with the profile of the members of
Belis –Sayet Coffee Growers Association and finding out their perspective regarding the
conversion of their association into a cooperative. Furthermore, the study also looked into
the needs and problems of the association. The study was conducted in Belis and Sayet,
Caliking, Atok, Benguet, Philippines from January to March, 2008.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
6
REVIEW OF LITERATURE
Understanding Association
Association is a group of people or organizations showing the same interest who
wishes to be affiliated with each other. This affiliation may be formal or informal
organized or loosely structured; world-wide in space or restricted to a single building.
Zulueta (1998) mentioned that association is a composed of people who join
together in an organized manner to pursue a common interest. Generally, this group has a
formal structure. There were some kinds of agreement that members involves:
1. Some type of interaction;
2. A sense of belonging or membership;
3. Shared interest or agreement on values; and
4. A structure
Brigham (1942) stated also that association can be described as two or more
people who interact with and influence each other. The association is hold together by the
common interests or goals of its members who recognize some degree of affiliation or
connection with each other because of these interests or goals.
Importance of Association
Brigham (1942) stated as the person become affiliated with an association.
Membership in a association enables the individual to reach goals that he could not reach
alone. This situation is especially in one community, but it is also true in the fulfillment
of all human needs. The more fact of membership satisfies a strong need in most persons
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
7
no matter what the nature of the association. All our lives, we grow and develop by
means of the stimulating interchange and interrelation involved in being a member of a
association. While the socialization process takes place within the association, the
individual learns the socially approved ways of behaving; of thinking, doing things and of
how all these knowledge, attitudes, habits and capabilities are related to others.
Furthermore, as a person becomes affiliated with an association surrenders him to it:
1. They are the transmitters of culture;
2. They serve as means of social control;
3. They socialize the individual;
4. They help in personality development; and
5. They train the individual in communication.
Kornblum (1988) stated also that societies become dominated by associations so
that the interactions of their members will minimize the group’s efficiency. Once those
associations’ goals have been set, it can seek the most efficient means of reaching these
goals.
Concept of Association
Brigham (1942) stated that association is any system of social relationship which
members united by a sense of emotional solidarity and of common purposes. This means
that individual member occupies a definite position in the association and performs the
duties and assumes the responsibilities that are expected of such a position.
To be in a association, the individuals must be aware that they belong to it. They
interact with each other according to the positions they occupy in the gathering. Their
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
8
behavior is guided by the standards, rules and regulations, and other established practices
and institutions of the association.
Associations are visible and real because they exist in time and space. It is true
with the barangay, where each member occupies a status and has a corresponding role.
Characteristics of Association
Brigham (1942) stated that for a collection of people to constitute an association
the following principal characteristics must be present:
1. Two or more persons who are interaction more or less continuous period;
2. The mutual awareness of each other as member;
3. The ability to communicate effectively; and
4. An established definite structure or pattern.
Hess (1988) reported that at least an association must have the following
characteristics:
1. Distinctive set of social relationship among the members;
2. Inter dependence among various people;
3. A feeling that the behavior of each member is relevant to other member; and
4. a sense of membership or ”we” feeling
Association is highly varied, ranging from the members societies. The
membership may stable or changing, but association share two common elements:
Mutual awareness of the members of the association and responsiveness to the members,
so that actions and shaped in the context of the group.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
9
Functions for the Association
According to Espiritu (1979) stated that associations must have the functions as
the following;
1. It contributes to association loyalty;
2. Promote group solidarity;
3. Promote conformity and therefore becomes a form of social control; and
4. Promote nationalism
Reasons People Join an Association
Hess (1988) stated that there are two (2) general types of reasons. First, a person
may join an association in order to reach goals not achievable by working alone- tasks
such as preserving national defense or maintaining various government services. Second,
association may represent ways of satisfying human needs and obtaining social rewards,
such as approval, belonging and love.
Another important factor is association cohesiveness or the degree to which
association members like each other, have similar goals; and want to remain in one
another’s presence. Cohesiveness usually leads to higher productivity, for members who
like one another and want to remain together are likely to work harder toward a
association goal. Cohesiveness does not always have positive results, however, because
members are especially likely to feel pressure to conform to the norms.
The associations in order to understand how well or poor people are integrated
into their society. They often find that the people who are active in such associations
constitute a minority of a community’s residents.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
10
Association Structure
Hess (1988) stated that for the formation and membership of the association. It
was pointed out that the association membership is a circular process. The more people
associates with one another, the more they come to share common norms and the more
they tend to like one another. This process strengthens association’s ties through shared
activities. In an association to commit other association such as on the production. To
reconcile association align more closely with them, with whom there is more clarify
contact and shared activities. These shared meanings then draw the associations closer
together.
Perspectives towards Association
Hess(1998) stated that the members views towards association not only with one
another on a recurrent basis: they share a sense that they belong together, Furthermore,
the members may occasionally get together for some purpose such as individuals who are
merely in one place. Also members will share a characteristics deemed to have social
significance. Additionally, members could share certain traits maybe motivated to
interact to advance their common interest for them to achieve the specific objectives.
Moreover, members viewed in this manner, association are not neutral social
structures, but arenas for conflicting interests in which the social issues and power
relations of society are plead out. More particularly, they analyze associations within the
context of the broader inequalities that operate within society and find that the
distribution of power and the allocation of rewards within them mirror the larger societal
class structure.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
11
An association’s officers can only offer incentives that they believe will motivate
members to conform to the goals they set forth. They understand and agree with one
another as they go their daily activities. Additionally, not only do people differ in their
goal they also differ in their idea regarding the nature.
Perspectives towards Cooperative
Members’ views that the cooperative is relating to associations formed to enable
its members to buy and sell to better advantage by eliminating middleman’s profit.
Moreover, members’ views as instruments for socio- economic development cannot be
underestimated. In their effective use, they have succeeded in accelerating the growth of
low income and less segments of society. But some of the members observe that there
were cooperative failed because of lack of proper attitudes and skills on the part of the
members and officers to participate effectively in the affairs of the cooperative. Mostly,
members stated that organizing a cooperative is very hard to do so (Gayumma, 2005).
Needs and Problems of Association
Brigham (1942) stated that the major factor that contribute to the major
difficulties in the attempts to institutionalize association are given as follows: lack of
education and training, lack of information on the technical know how, the nature and
operation of the association which lead to incompetent management such as inability of
association to secure adequate capital to maintain or sustain the operation of the
association. Effectiveness of the government agencies entrusted with the development
and promotion of association and inadequate supervision.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
12
Copping
Brigham (1942) stated that the associations solve problems, almost of the
associations suggested the conduct of orientation seminars and trainings and by sending
members to seminars and trainings can help the members to be educated. As to
management problem, the most suggested solutions are to give early notice to members
about activities, to motivate members to patronize the association and to have seminar on
management. For the financial problem, the member one suggestion is for the association
to encourage their members to increase the membership fee followed by conducting fund
raisins activities can help increase their financial sources.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
13
METHODOLOGY
Locale and Time of the Study
Atok is located at the center of province of Benguet. It has a total land area of
10, 860 square meters and inhabited with Ibaloi and Kankana-ey tribes. Atok has eight
(8) barangays, one is Caliking. This barangay has eight (8) sitios Belis and Sayet were
two of these sitios. This study was conducted in these two sitios from January to
Mmarch, 2008.
Respondents of the Study
The respondents of this study were thirty-three members of the Belis- Sayet
Coffee Growers Association in Belis and Sayet, Caliking, Atok, Benguet.
Research Instrument
A survey questionnaire was used for data gathering. The instrument was
distributed to the respondents by the researcher. For the respondents that could not read
and write, the researcher interviewed them.
Data Gathered
The data gathered were the members’ profile, the perspectives of the members of
Belis-Sayet Coffee Growers Association towards the conversion of their association into
a cooperative and the needs and problems of the association.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
14
Data Analysis
The data gathered was tabulated, analyzed and interpreted according to the
objectives of the study using the descriptive statistics like frequency and percentage
method.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
15
RESULTS AND DISCUSSION
Socio-Demographic Profile of the Respondents
The respondents of the study were 33 members of Belis-Sayet Coffee Growers
Association in Caliking, Atok, Benguet. The presented profile included their age, sex,
civil status, educational attainment, number of years in the association, position in the
association, seminars and trainings attended, membership to other organization and
number of years in coffee production.
Age. Table 1 shows the distribution of the respondents according to their age. The
youngest was 33 years old while the oldest was 78 years old. The result shows that most
(27%) of the respondents were 53 – 62 years old. Eight or 24% each belonged to the age
brackets of 33 – 42 years old and 34 – 52 years old. There were seven or 21% who were
73 years old and above.
Sex. Majority of the respondents (64%) were female and only 36% were male.
Civil status. Majority (79%) of the respondents was married, 18% were single and
1 or 3% was separated.
Educational attainment. Twenty five or 76% were elementary graduate while 24%
were high school graduate. None of them reached college level.
Years of membership in the association. The result shows that majority (82%) of
the respondents had been members of the association for about three years while the other
had just joined the association. Three of them were members for less than one year and
the other three were members for 1 – 2 years. This finding reveals that majority were
members since the association was organized.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
16
Person who influenced them to join the association. Majority of the respondents
(91%) voluntarily joined the association since they were the first to become members
when the association was organized. The others were convinced by their neighbors and
their friends to join the association.
Reasons for joining the association. The table shows that 21 or 64% of the
respondents joined the association in order to be able to acquire farm inputs, specifically
insecticides and fertilizer, through the association. The association purchases the farm
inputs from farm supply dealers and the farmers in turn buy from the association. Non-
members were not allowed to buy from the association. Six or 18% of the respondents
said they joined the association to enable them to attend trainings/seminars regarding
coffee production. Nine percent each mentioned they joined the association in order to
avail of technical assistance and financial assistance, respectively.
Attendance to trainings. There were only 27 of the 33 respondents who were able
to attend trainings. The other 6 members were not able to attend any training because
they are still new members and there was no training conducted when they became
members.
Affiliation to other organizations. Aside from being a member of the Coffee
Growers Association, some of the respondents were members of other organizations.
Eight were members of other farmers’ organization, one is a member of the cooperative,
and four were members of a religious organization while 61% had no other affiliation.
Number of years in coffee production. There were 25 or 76% who had been into
coffee production for more than eight years, 9% were into it for 4 – 6 years and 15% for
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
17
6-8 years. Five or 15% of the members were in 6.1 years-8 years and twenty- five or 9%
of the members were in 8 years and above.
Table 1. Socio-demographic profile of the respondents
CHARACTERISTIC
FREQUENCY PERCENTAGE
Age (in years)
33 – 42
8
24
43 – 52
8
24
53 – 62
9
27
63 – 72
1
3
73 and above
7
21
TOTAL
33
100
Sex
Female
21
64
Male
12
36
TOTAL
33
100
Civil Status
Single
6
18
Married
26
79
Separated
1
3
TOTAL
33
100
Educational Attainment
Elementary Graduate
25
76
High Scholl Graduate
8
24
TOTAL
33
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
18
Table 1. Continued …
CHARACTERISTIC
FREQUENCY PERCENTAGE
Years of Membership in the Association
Less than one year
3
9
1 – 2 years
3
9
More than 2 to 3 years
27
82
TOTAL
33
100
Person who Influence you to Join the Association
Neighbors
2
6
Friends
1
3
None, voluntarily joined
30
91
TOTAL
33
100
Reasons for Joining
For trainings and seminars
6
18
For technical assistance
3
9
For loans/financial assistance
3
9
To acquire farm inputs through the association
21
64
TOTAL
100
100
Attendance to Trainings
Attended trainings related to coffee production
27
82
No training attended yet
6
18
TOTAL
33
100
Affiliation to Other Organizations
Farmers’ Association
8
24
Cooperative
1
3
Religious Organization
4
12
None
20
61
TOTAL
33
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
19
Table 1. Continued …
CHARACTERISTIC
FREQUENCY PERCENTAGE
Number of Years in Coffee Production
4 – 6
3
9
7 – 8
5
15
More than 8 years
25
76
TOTAL
33
100
Economic Profile of the Respondents
This section presents information about the respondents as to: area planted to
coffee , variety of coffee planted, annual income from coffee production, other sources
of income, and average monthly income from all sources (Table 2).
Area planted to coffee. Majority of the respondents had less than one hectare
coffee farmed. Only four or 11% had one to two hectares.
Variety of coffee produced. All the respondents were producing the same variety
of coffee. This is the Arabica coffee.
Annual income from coffee production. Twenty nine or 88% of the respondents
had an annual income of less than ten thousand pesos from coffee production. Nine
percent and three percent had P10, 000 – P15, 000 and P15, 001 – P25, 000, respectively.
Other source of income. The other sources of income for the respondents were
vegetable and livestock production, from driving and from pension. Twenty nine got their
income from vegetable and livestock production while 2 each got their income from
driving and from pension.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
20
Average monthly income of the respondents. Table 2 shows that 25 (76%) of the
respondents had a monthly income of P10,000 – P15,000; 6 or 18% had P15,001 –
P25,000 and 2 or 6% had P25,001 – P35,000.
Table 2. Economic profile of the respondents
CHARACTERISTIC
FREQUENCY PERCENTAGE
Area Planted to Coffee
Less than 1 hectare
29
89
1 – 2 hectares
4
11
TOTAL
33
100
Variety of Coffee Planted
Arabica
33
100
Other variety
0
0
TOTAL
33
100
Annual Income from Coffee Production
Less than P10,000 pesos
29
88
P10,000 – P15,000
3
9
P 15,001 – P25,000
1
3
TOTAL
33
100
Other Sources of Income
Vegetable and livestock production
29
88
Driving
2
6
Pension
2
6
TOTAL
33
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
21
Table 2. Continued …
CHARACTERISTIC
FREQUENCY PERCENTAGE
Average Monthly Income from all Sources
P10,000 – P15,000
25
76
P15,001 – P25,000
6
18
P25,001 – P35,000
2
6
TOTAL
33
100
Members’ Knowledge on the Cooperative Philosophy
Table 3 present the respective level of knowledge on cooperative philosophy.
The cooperative is a service-oriented organization. The finding shows that
majority (70%) of the members were knowledgeable that the cooperative is a service-
oriented business organization. There were 30% who were highly knowledgeable of this
philosophy and none of them is not knowledgeable. This finding implies that the
members of the association know that the cooperative is a service oriented business
organization.
The cooperative is owned, patronized, managed and controlled by its members.
The result shows that 76% of the respondents were knowledgeable that the cooperative is
owned, patronize, managed and controlled by the members themselves. Twenty four
percent were highly knowledgeable and nobody is not knowledgeable of this cooperative
philosophy.
The cooperative must operate within the framework of the universally accepted
principles. The result shows that 76% of the members were knowledgeable on this
philosophy of the cooperative, 24% were highly knowledgeable and none one is not
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
22
Table 3. Level of knowledge on the cooperative philosophy
COOPERATIVE
HK (3)
K (2)
NK (1)
PHILOSOPHY
F %
F %
F %
1. A cooperative is a service
10
30
23
70
0
0
oriented business organization.
2. A cooperative is owned,
8
24
25
76
0
0
patronized, managed and
controlled by its members.
3. A cooperative must operate
8
24
25
76
0
0
within the framework of the
universally accepted
cooperative principles.
*HK- Highly knowledgeable *K - knowledgeable * NK not knowledgeable
knowledgeable. The finding shows that all the members know that the cooperative
must operate must operate within the framework of the universally accepted cooperative
principles.
Respondents Knowledge of the Principles of Cooperatives
In this study, there were seven principles subjected to ranking by the respondents
relative to their awareness levels. These principles include voluntarism; democracy;
members’ economic participation; autonomy and independence; education, training and
information; cooperation among cooperatives and concern for the community.
Principles of voluntarism. Table 4 presents the level of knowledge of the
respondents on the principle of voluntarism. Majority (26) of the members were
knowledgeable that membership in the cooperative is open to all persons able to use the
services and accepts responsibilities as members. Seven or 21% were highly
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
23
knowledgeable. The second point under voluntarism was their level of knowledge that
members’ social status, religious affiliation, sex do not matter in terms of providing coop
benefits and services. It was found out that all the respondents were knowledgeable on
this issue.
Economic participation. Economic participation means that members must
contribute to the cooperative and that they become co-owners of the business. The
findings show that majority of the respondents were knowledgeable that members must
contribute to the capital of the cooperative, they are co-owners of the business, and more
participation of the members to the economic activities of the cooperative means higher
patronage refund for them. There were some who indicated that they are highly
knowledgeable about this philosophy.
Principle of democracy. Almost all members were knowledgeable of the
cooperative principle of democracy (Table 4). For the members, 70 percent were
knowledgeable that members of cooperative have equal voting rights and 30% were
highly knowledgeable. These members believed that members control the cooperative
wherein each member must actively participate in setting policies and making decisions.
Principle of autonomy and independence. The finding shows that the respondents
were knowledgeable on this principle. Seventy six percent said they have knowledge that
the cooperative is can enter into agreement or can transact business with other
organizations including the government. The other said they are highly knowledgeable.
Furthermore, 61% said they are knowledgeable that the cooperative is free to secure
capital from outside sources.
Principle of education. The finding shows that majority (76%) and 24% of the
respondents have knowledge and highly knowledgeable, respectively that the cooperative
should provide continuous education to its members.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
24
Principle of concern for community. The finding shows that 82% were
knowledgeable and 18% were highly knowledgeable that the cooperative shall have
programs for community development.
Principle of cooperation among cooperative. The result shows that 82% were
knowledgeable and 18% were highly knowledgeable that the cooperatives shall actively
cooperate with other cooperatives.
Table 4. Members level of knowledge on the cooperative principles
COOPERATIVE PRINCIPLES
HK
K
NK
F %
F %
F %
Voluntarism
1. Membership in the cooperative is open
7
21
26
79
0
0
to all people able to use its services and
willing to accept responsibilities as
members.
2. Member’s social status, religious
9
27
23
70
0
0
affiliation, sex do not matter in terms of
providing coop benefits and services
Economic Participation
1. Members must equitably contribute and
democratically control the capital of the
10
30
23
70
0
0
cooperative.
2. At least, a part of the cooperative’s
capital is commonly owned by members.
6
18
26
79
0
0
3. More participation in the economic
activities of the cooperatives means higher
10
30
23
70
0
0
patronage refund.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
25
Table 4. Continued …
COOPERATIVE PRINCIPLES
HK
K
NK
F %
F %
F %
Democracy
1.The cooperative is a democratic
organization controlled by the members
9
27
24
72
0
0
2. Members must participate actively in
setting the policies and making decisions
9
27
24
72
0
0
3. members have equal voting rights
10
30
23
70
0
0
4. elected officers are accountable to the
5
15
28
85
0
0
members
Autonomy and Independence
1. Members democratically control the
8
24
25
76
0
0
cooperative even in transactions where it
enters into agreement with other
organizations including the government.
2. Members democratically control the
13
39
20
61
0
0
cooperative in transactions purposely to
raise capital from external sources.
Education of Members
1. Cooperatives provide continuous
8
24
25
76
0
0
education for its members, elected officers
and employees for them to participate.
Concern for Community
1. Cooperatives shall have programs for
6
18
27
82
0
0
community development.
Cooperation among Cooperatives
1. All cooperatives should actively
6
18
27
82
0
0
cooperate with other cooperatives
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
26
Level of Knowledge on Cooperative Objective
Table 5 presents the level of knowledge of the members of the association on the
objectives of the cooperative.
Generally, majority (82%) of the respondents were knowledgeable about the objective of
the cooperative while 18% said they are highly knowledgeable.
Cooperative Seminars Attended
Table 6 presents the seminars about cooperative attended by the respondents. The
finding shows that majority of the respondents did not attend any seminar regarding
cooperative. Only 24% attended the pre-membership education seminar on cooperative.
Table 5. Level of knowledge on the cooperative objective
PARTICULAR
HK
K
NK
F %
F %
F %
1. The cooperative is to provide goods and
services to its members and promote 6
18
27
82
0
0
among them equitable distribution of net
surplus
Table 6. Seminars attended by the members on cooperatives
SEMINARS
FREQUENCY PERCENTAGE
( F ) ( % )
Pre-membership education seminar (PMES)
8
24
None
25
76
TOTAL
33
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
27
Perspectives Regarding the Conversion of the
Association to a Cooperative
Table 7 shows that majority of the respondents (79%) were in favor of converting
the association to a cooperative while 21% were not in favor. Those in favor gave the
following reasons: to gain income from the cooperative, 80%; just to try other form of
organization, 12%, to be able to offer more service, 3%; cooperative has more chance of
succeeding, 3%; and it is easy to manage, 3%.Those not in favor gave the following
reasons: coop is more difficult to manage, 43%; no money for the payment of share
capital, 29% and they were already contented with the present association, 29%.
Table 7. Members’ response on the conversion of the association to a cooperative
PARTICULAR
FREQUENCY PERCENTAGE
( F ) ( % )
Yes
26
79
No
7
21
TOTAL
33
100
Reasons for Conversion
1. To get patronage refund from the
cooperative
20
80
2. Just to try other form of organization
3
12
3. To be able to offer more services
1
3
4. Cooperative has more chances of
1
3
succeeding
5. It is easy to manage
1
3
TOTAL
26
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
28
Table 7. Continued …
PARTICULAR
FREQUENCY PERCENTAGE
Reasons for Not Favor
1. Coop is more difficult to manage 3 43
2. No money for the payment of share capital 2 29
3. Already contented with the present association 2 29
TOTAL 7 100
Needs to be provided by the Cooperative
Those respondents in favor of converting the association into cooperative
mentioned that they wanted the cooperative to provide their farm inputs for coffee
production and at the same time to market their product (Table 8). Although these are
currently provided by the association, these respondents perceived that more benefits
would accrue to them if they convert their association into a cooperative. They would be
owner of the business and they would manage it. Besides the cooperative could engage in
other business endeavor which the association could not do.
Table 8. Needs of the coffee growers that the cooperative could provide
NEEDS
FREQUENCY PERCENTAGE
1. Farm inputs for coffee
21
81
2. Marketing of the product
5
19
TOTAL
26
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
29
Amount of Share Capital
Table 9 presents the amount of share capital that the respondents said they are
willing to contribute to the cooperative. Majority (65%) were willing to contribute P1,000
– P2,000, 27% mentioned less than P1,000 and 4% each mentioned P3,000 – P4,000 and
P5, 000 – P6,000. The finding implies that the prospective members of the cooperative
could only contribute a maximum of P6, 000 in case the association would be converted
into a cooperative.
Suggested Qualifications for Membership
Table 10 presents the qualifications of members to the cooperative that the
respondents suggested. Majority of the respondents mentioned that one qualification of
membership would be the residence. They should be residing in Belis and Sayet. Another
qualification mentioned by 12% is that prospective members must be of legal age. The
membership must only be for coffee growers as pointed out by 15%.
Table 9. Amount of share capital members are willing to contribute
SHARE CAPITAL
FREQUENCY PERCENTAGE
( F ) ( % )
1. Less than P1,000
7
27
2. P1,000 to P2,000
17
65
3. P3,000 to P4,000
1
4
4. P5,000 to P6,000
1
4
5. P7,000 and above
-
-
TOTAL
26
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
30
Table 10. Suggested qualifications for membership
QUALIFICATION
FREQUENCY
PERCENTAGE
( F )
( % )
1. Legal age
3
12
2. Residence of Belis-Sayet only
19
73
3. Coffee growers only
4
15
TOTAL
26
100
Suggested Seminars/Trainings to be Attended by Members
Table 11 shows that 69% of the respondents suggested pre-membership education
seminar to be attended by the prospective members before they could become members
of the cooperative. Nineteen percent and 12% mentioned bookkeeping seminar and
leadership seminar, respectively.
Table 11. Seminars/training to be attended by members
SEMINARS/TRAININGS
FREQUENCY PERCENTAGE
( F )
( % )
1. Pre-membership education seminar
18
69
2. Bookkeeping
5
19
3. Leadership
3
12
TOTAL
26
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
31
Suggestions to Make the Cooperative Successful
The respondents suggested what members should do in order to make the
cooperative successful. These suggestions were the following: members should
participate in all the activities of the cooperative by15%, patronize the services of the
cooperative by 35%, continuous attendance to seminar/trainings by 19%, continuous
capital build-up as suggested by 12%, and members, committee members, board of
directors and other officers should do their respective function as mentioned by 12%
(Table 12).
Willingness to be Elected as Officer
When asked if they are willing to be elected as officers of the cooperative, the
respondents had these responses: twelve percent said yes they are willing while majority
(88%) said they are not willing to become officers of the cooperative for their reasons:
lack of knowledge on cooperatives, hard to have functions and afraid to be an officer
Table 12. Suggestion on how to make the cooperative more successful
SUGGESTIONS
FREQUENCY PERCENTAGE
( F )
( %)
1. Participate in all the activities of the cooperative
4
15
2. Patronize the services of the cooperative
9
35
3. Continuous to attend seminars/trainings
5
19
4. Continuous to support the capital build-up
program of the cooperative.
3
12
5. Do the responsibilities/functions assigned
5
19
TOTAL
26
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
32
(Table 13). This finding implies that very few are willing to be elected as members of the
board, and committee members in case the cooperative would be organized. The reasons
given by the respondents were: lack of knowledge on cooperative by 47.82%, don’t like
to have responsibility or accountability by 13.05%, and afraid to become an officer by
39.13%. The finding implies that they do not want to become an officer because they fear
that they are incompetent due to their lack of knowledge of the functions that they would
be doing.
Willingness to Recruit for Membership
Table 14 presents that all the respondents who are in favor of converting the
association to cooperative were very willing to recruit for membership incase the
cooperative would be organized. This shows that they are enthusiastic to have a
cooperative.
Table 13. Respondent’s willingness to be elected as officers of the cooperative
RESPONSE
FREQUENCY PERCENTAGE
( F )
( % )
Yes
3
12
No
23
88
TOTAL
26
100
Reasons for not willing
Lack of knowledge on cooperatives
11
47.82
Don’t like responsibility/accountability
3
13.05
Afraid to become an officer
9
39.13
TOTAL
23
100.00
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
33
Table 14. Willingness to recruitment members
RESPONSE
FREQUENCY
PERCENTAGE
F
%
Yes
26
100
No
0
0
TOTAL
26
100
Needs and Problems of the Association and Members
Needs. The respondents perceived that their association need the following;
cooperation and participation of members on the activities of the association by 33%;
more training to be conducted by 48%; and full assistance from the association and
mentioned by 18% (Table 15).
Problems. Table 16 presents the problems of the association as well as the
members. One problem of the association as pointed out by 24% was that members are
not attending meetings. The number of respondents mentioned that there is lack of
participation by the members. Twelve percent or the respondents mentioned that
members of the association do not submit all their production to the association. Some
store their coffee beans to wait for a higher price. Thirty nine percent said that the
members are not patronizing the services of the association.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
34
Table 15. Needs of the association
FREQUENCY
PERCENTAGE
( F )
( % )
1. Cooperation and participation on the
11
33
activities
2. More trainings
16
48
3.. Full assistance from the association
6
18
TOTAL
33
100
Table 16. Problems meet by the association
PROBLEMS
FREQUENCY
PERCENTAGE
( F )
( % )
1. Members not attending meetings
8
24
2. Lack of participation
8
24
3. small quantity of coffee submitted
4
12
4. Not patronizing the services of the
13
39
association
TOTAL
33
100
Recommendations to Solve the Problems
Table 17 presents the recommendations of the respondents in order to solve the
problems of the association. Eight or 24% said that members must attend meetings of the
association. Another 24% suggested that members must attend activities of the
association. Twelve percent suggested that members should submit more of their coffee
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
35
to the association in order to maintain business transactions with their buyer, Mr. Young.
Thirty nine percent suggested that members must patronize the services of the
association.
Table 17. Recommendation of the members to solve the problems
RECOMMENDATION
FREQUENCY PERCENTAGE
( F )
( % )
1. Members must attend meetings
8
24
2. Members must attend the activities
8
24
3. Must submit more coffee seeds
4
12
4. Must patronize the services of the
13
39
association
TOTAL
33
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
36
SUMMARY, CONCLUSIONS AND RECOMMENDATIONS
Summary
This research was conducted to determine the members’ level of knowledge on
cooperatives and perspectives of Belis- Sayet Coffee Growers Association in Atok,
Benguet on their conversion to a cooperative.
The respondents were the thirty- three members of the association. The data was
collected with the use of survey questionnaire and interview. The data was analyzed
using descriptive statistical tools such as frequency and percentage.
The studies found that majority of the members were 43 – 62 years old, female,
married, elementary graduate and were members of the association for more than 2 -3
years. Majority joined the association voluntarily to acquire farm inputs through the
association and they attended trainings related to coffee production. Few of them were
affiliated to some organizations other than the Coffee Growers Association. They had
been into coffee production for more than 8 years. All of them produce the Arabica
variety and have less than one hectare coffee plantation and they realize less than ten
thousand pesos a year from the coffee production.
Majority of the members were all knowledgeable on the philosophy, principles
and objectives of the cooperative. There were some members who said they were highly
knowledgeable.
Majority of the members were in favor on the conversion of the association to a
cooperative because they could get patronage refund from the cooperative which they did
not get from the association.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
37
Majority of the members need farm inputs and they suggested that the
cooperative could sell these inputs like fertilizers and insecticides to them on credit basis
and at a lower price than what the farm input dealers are charging.
Majority of the members would like to contribute 10,001-2,000 pesos as their
share capital to the cooperative and they also suggested that members of the cooperative
should be limited to the residence of Belis and Sayet.
Majority of the respondents would like to attend per- membership education
seminar.
Majority suggested that all members must participate in all the activities of the
cooperative to make it successful.
Majority of the members were not willing to be elected as officer of the
cooperative. Only a few were willing to be elected as members of the board and
committee members in case the cooperative would be organized.
All of the respondents were willing to help on the membership recruitment in
their area of operation in case the cooperative would be organized.
The needs of the association were trainings/seminars on members for them to
apply on the association.
Furthermore, majority of the respondents said that many of the members were
not selling all their coffee through the association so they fear that there buyer would be
discouraged and abandon them and look for other suppliers of coffee. They also met
problem on non-attendance to meetings of the association.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
38
Moreover, most respondents recommended that to solve the problems of the
association, members should be given more training so that they will be motivated to
patronized the services of the association and always attend meetings.
Conclusions
Based on the findings of the study, the following conclusions were derived:
1. Majority of the respondents belonged to the age range of 53 – 62 years old. They
were all knowledgeable on the philosophy, principles and objectives of the
cooperative.
2. Almost all of them would like to convert the association into a cooperative but one
problem was that very few were willing to serve as members of the board and
members of the committees. They lack self confidence, due to lack of training, to
accept responsibility in case the cooperative would be organized.
3. Majority of the respondents are willing to attend trainings and seminars to learn
how to operate a cooperative. The cause of the lack of interest of members to
patronize the association and attend meetings is due to their limited knowledge
about the importance of the association.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
39
Recommendations
Based on conclusions:
1. Since majority of the respondents indicated their interest convert the association into
a cooperative and many of them were very willing to undergo trainings on
cooperative, then its time for the association to be converted to a cooperative. The
interest of the members to undergo trainings is a sign that the cooperative has a
greater chance to succeed. Besides, majority of the respondents were already
knowledgeable about the philosophy, principles and objectives of the cooperative.
2. So that the cooperative would have a higher chance of success, it is recommended
that all members must undergo pre-membership education seminar (PMES) so that
they would understand their rights, privileges, and duties as members. Furthermore,
the education of the members should not stop with the PMES but rather, they should
continuously conduct education seminar from time to time. The cooperative could
link with some institutions that are providing free education to cooperatives.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
40
LITERATURE CITED
BRIGHAM, J.C 1942. Social Psychology’s: Little, Brown and Company.P.28, 29, 35,
132.
CASTRO, L. 2007.History of the Association (Personal Interview).
DANBURY, C.D. 2002. The Encyclopedia America. 1st Edition. USA. A Division of
Scholastic Incorporations. Pp. 187-189.
DAYAWEN, P. et.al 2006. Shamag, La Trinidad, Benguet. Official Publication of the
Benguet State University. P. 12
DEPOLIO, M. 2007. History of the Association (Personal Interview)
ESPIRITU, S.C. 1979. Sociology and Social Living. 4th Ed. JMC Press, Incorporation
. Quezon City, Philippines.P.13.
GAYUMMA, P.K. 2005.Profile of Primary Cooperatives in Atok, Benguet. BS Thesis.
Benguet State University, .La Trinidad, Benguet.Pp.13.
HESS, B.B.1988. Sociology.3RD Edition Mac millan Publishing Company, New
York.Pp.87, 90.
KORNBLUM, W.K. 1988.2nd Edition Sociology in a Changing World. Rinehart and
Winston, Incorporation, New York.P.156.
MAYOS, R. 2007. Chairman of the Board of the Belis-Sayaet coffee Growers
Association.
ZULUETA, F. M. 1998.General Sociology. 3rd Edition. Quezon City, Phillippines. New
Gaslaxie Lithographic Arts and Printing Press P. 6.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
41
APPENDIX A
Republic of the Philippines
Benguet State University
College Agriculture
DEPARTMENT OF AGRICULTURAL ECONOMICS
AND AGRIBUSINESS MANAGEMENT
January 11, 2008
MR. RUDY C. MAYOS
Chairman
Belis- Sayet Coffee Growers Association
Km. 22, Caliking, Atok, Benguet
Sir:
I am a senior student taking up Bachelor of Science in Agribusiness (BSAB)
Major in Cooperative Management at Benguet State University. To fulfill my field of
study, I am required to conduct a research titled ‘Members’ Level of Knowledge on
Cooperatives and Perspectives of Belis- Sayet Coffee Growers Association (BSCGA) in
Atok, Benguet on their Conversion to a Cooperative”.
In connection, may I ask your permission to conduct this research among the
members of the Association. Rest assured that all the data to be gathered would be treated
with confidentially.
Thank you very much. May God bless us all!!!
Respectfully yours,
CHERY-ANN B. SUAN
Student Researcher
SGD:
FLORENTINO B. LANDACAN, JR.
Thesis Adviser
APPROVED/DISAPPROVED
RUDY C. MAYOS
Chairman
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
42
APPENDIX B
SURVEY QUESTIONNAIRE
Direction; Please fill up the blank with the needed information or check the parenthesis
that corresponds to your answer rest assured that all answers would be treated with
confidentially.
Respondent’s Socio-economic Profile
Name: ________________________________________ (Optional)
Address: ______________________________________
Age: ___________
Civil Status: ( ) Single ( ) Widow/Widower
( ) Married ( ) Separated
Educational Attainment:
( ) Elementary graduate
( ) High School graduate
( ) College graduate
( ) Others, Pls. specify: ______________________
Number of years as a coffee grower:
( ) Less than 2 years ( ) 6.1 years- 8 years
( ) 2.1 years- 4 years ( ) above 8 years
( ) 4.1 years- 6 year
Area planted with Coffee (in hectare):
( ) Less than 1 hectare
( ) 1 hectare- 2 hectare
( ) above 2 hectares
Other sources of income aside from coffee production:
( ) vegetable and/ or livestock production
( ) government/ private employee
( ) driving
( ) others, pls. specify: ____________________
Average annual income from coffee production:
( ) Less than P10, 000.00 ( ) P25, 001—35,000.00
( ) P 10,001- P 15,000.00 ( ) above P35, 000.00
( ) P 15,000-P 25,000.00
Average monthly income from all sources
( ) Less than P 10,000.00 ( ) P25, 001-P 35,000.00
( ) P10, 001.00- P15, 000 ( ) above P 35,000.000
( ) P15, 001.00- P 25,000.00
Length of membership in the Association:
( ) Less than a year
( ) 1 year- 2 years
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
43
( ) above 2 years
Seminars/ trainings attended while in the association:
______________________________________________
Organizational Affiliation. (Aside from this association). Pls. indicate the name and its
area of operation.
( ) farmer’s organization: _____________________________________
( ) cooperative: _____________________________________________
( ) others, pls specify: ________________________________________
Variety of coffee planted: __________________________________
Position: ( ) member ( ) officer
11. REASONS FOR JOINING THE ASSOCIATION
Who asked you to join the association?
_____ neighbors
_____ friends
_____ voluntarily joined
_____ others, pls specify: ________________________________________________
What are your reasons for joining the association?
_____ attend seminars/ trainings related to coffee production
_____ to get technical assistance outside through the association
_____ to get loans/financial assistance through the association
_____ to be able to get farms inputs (seedlings, fertilizers) outside the association
_____ others, pls, specify: ________________________________________________
111. LEVEL OF KNOWLEDGE
Direction: Please indicate the level of your knowledge on the following cooperative
philosophy, principles and objectives by checking the appropriate column. Each column
corresponds to a specific knowledge level as follows:
Legend: NA=Not Knowledgeable
K= Knowledgeable
HK= Highly Knowledgeable
PHILOSOPHY OF COOPERATIVE
NK
K
HK
Are you knowledgeable that:
A cooperative is a service-oriented business
organization?
A cooperative is owned, patronized, managed
and controlled by its members?
A cooperative must operate within the
framework of the universally accepted
cooperative principles?
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
44
PRINCIPLES OF A COOPERATIVE
A. Voluntarism
Are you knowledgeable that:
Membership in the cooperative is open to all
people able to use its services and willing to
accept responsibilities as members?
Members’ social status, religious affiliation, sex
do not matter in terms of providing coop benefits
and services?
B. Democracy
Are you knowledgeable aware that:
A cooperative is a democratic organization
controlled by its members?
Members of the cooperative must participate
actively in setting policies and making
decisions?
Members have equal voting rights- one member,
one vote?
Elected officers of the cooperative are
accountable to the membership?
C. Members’ Economic Participation
Are you knowledgeable that:
Members must equitably contribute and
democratically control the capital of the
cooperative
At least, a part of the cooperative’s capital is
commonly owned by members
More participation in the economic activities of
the cooperative means higher patronage refund
D. Autonomy and Independence
Are you knowledgeable that:
Members democratically control the coop even
in transactions where the coop enters into
agreement with other organizations including the
government
Members democratically control the cooperative
in transactions purposely to raise Capital from
external sources
E. Education, Training and Information
Are you knowledgeable that:
Cooperatives provide continues education for its
members, elected officers and employees for
them to participate effectively in the cooperative
affairs
F. Cooperation among Cooperatives
Are you knowledgeable that:
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
45
All cooperatives, in order to best serve the
interest of their members and communities, shall
actively cooperative with other cooperatives at
local, national and international levels
G. Concern for the Community
Are you knowledgeable that:
Cooperatives shall have programs for
community development
OBJECTIVE OF A COOPERATIVE
Are you knowledgeable that:
The primary objective of a cooperative is to
provide goods and services to its members and
promote among them equitable distribution of
net surplus
1V. MEMBER’S PERPECTIVES
1. Have you attended seminars or trainings on cooperatives? ( ) yes ( ) no
2. If yes, what are the seminars have you attended?
_______ bookkeeping
_______ pre-membership education seminar
_______ leadership training
_______ others, pls specify: _________________________________________
3. Are you in favor that your association be converted to a cooperative? ( ) yes ( ) no
If yes, what are your reasons? If no, what are your reasons?
_____ to get patronage refund from the cooperative ___coop is more difficult to
manage
_____ just to try other form of organization ___ no money for the payment
_____ to offer more services of share capital
_____ cooperative has more chances of succeeding ___ contended with the present
_____ to get more assistance from other agencies association
_____ it is easy to manage ___ other, pls specify _________
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
46
_____ others, pls specify _____________ ___________________________
____________________________
**pls. proceed to number 11-12
4. If yes, what are your needs as a coffee grower that you like to be provided through the
formation of a cooperative?
_____ farm inputs for coffee(ex. Fertilizer, seedlings, insecticides, etc. )
_____ loans
_____ marketing of the product
_____ others, pls specify: __________________________________________________
5. If yes, how much share capital would you like to contribute?
_____ less than P 1,000.00
_____ P1, 000.00-P2, 000.00
_____ P2, 001-4,000.00
_____ P4, 001.00-P6, 000.00
_____ above P6,000.00
6. If yes, what would you suggest to be the qualifications for membership?
_____ legal age
_____ residence of Belis- Sayet only
_____ coffee growers only
_____ others, pls specify __________________________________________________
7.If yes, what cooperative seminars? Trainings would you like to attend?
______ pre- membership education seminar
______ bookepping
______ leadership
______ teambuilding
______ others, pls. specify _______________________________________________
4. If yes, what would you do to make the cooperative successful?
_____ participate in all the activities of the cooperative
_____ patronize the services of the cooperative
_____ continues to attend seminars/ trainings
_____ do the responsibilities/functions assigned
_____ comply with all the policies of the cooperative
_____ others, pls. specify ________________________________________________
5. If yes, are you willing to be elected as officer of the cooperative?
___ yes, why? _________________________________________________________
___ no, why? __________________________________________________________
6. If yes, are you willing to help in the membership recruitment in your area of
operation?
____ Yes
____ No
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
47
7. If no, are your needs satisfied by your present association?
____ all my needs are really satisfied
____ Majority of my needs are satisfied
____ All my needs are not satisfied
8. What are your needs which are satisfied by your present association?
__________________________________________________________________
__________________________________________________________________
V. NEEDS AND PROBLEMS OF THE ASSOCIATION AND MEMBERS
1. What are the needs of your association?
2. What are the problems meet by your association?
3. As a member, what would you recommend to solve the problems?
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
SUAN, CHERY-ANN B. APRIL 2008. Members’ Level of Knowledge on
Cooperatives and Perspectives of Belis- Sayet Coffee Growers Association in Atok,
Benguet on their Conversion to a Cooperative. Benguet State University, La Trinidad,
Benguet.
Adviser: Florentino B. Landacan, Jr., BSc
ABSTRACT
The study was conducted to determine the socio- economics profile of the
respondents, their knowledge on the philosophy, principles, and objectives of the
cooperative. Furthermore, the study seeked to know the perspective of the respondents
regarding the conversion of the association into a cooperative.. This was conducted on
December, 2007 to March, 2008 in Atok, Benguet.
The study found that majority of the members were 43- 62 years old, female,
married, elementary graduate and were members of the association for more than 2 – 3
years. Majority joined the association voluntarily to acquire farm inputs through the
association and they attended trainings related to coffee production. Few of them were
affiliated to some organizations other than the Coffee Growers Association. They had
been into coffee p[production for more than 8 years. All of them produce the Arabica
variety and majority have less than one hectare coffee plantation and they realize less
than ten thousand pesos a year from the coffee production.
The results showed that almost all of the respondents were knowledgeable on
the philosophy, principle and objectives of the cooperatives. Majority were in favor on
the conversion of the association to a cooperative because they could get patronage
refund from the cooperative which they don’t get from the association.
The problems met by the association were the lack of cooperation and
participation of the members on the activities of the association. Members do not sell all
their coffee through the association. Majority of the members need training and seminar
on the important role of the association so that members would be motivated to cooperate
and participate in the activities.
ii
TABLE OF CONTENT
Page
Bibliography . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
i
Abstract . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . i
Table of Content . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
iii
INTRODUCTION
Rationale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1
Statement of the Problem . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3
Objectives of the Study . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3
Importance of the Study . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
4
Scope and Delimitation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
4
REVIEW OF LITERATURE
Understanding Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
6
Importance of Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
6
Concept of Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
7
Characteristics of Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
8
Functions for the Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
9
.
Reasons People Join an Association . . . . . . . . . . . . . . . . . . . . . . . . . .
9
Association Structure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
10
Perspectives Towards Association . . . . . . . . . . . . . . . . . . . . . . . . . . .
10
Perspectives Towards Cooperative . . . . . . . . . . . . . . . . . . . . . . . . . . .
11
iii
Needs and Problems of Association . . . . . . . . . . . . . . . . . . . . . . . . . .
11
Copping . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
12
METHODOLOGY
Locale and Time of Study . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Respondents of the Study . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Research Instrument . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Data Gathered . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Data Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
14
RESULTS AND DISCUSSION
Socio-Demographic Profile of the Respondents . . . . . . . . . . . . . . . . .
15
Economic Profile of the Respondents . . . . . . . . . . . . . . . . . . . . . . . . .
19
Members’ Knowledge on the Cooperative
Philosophy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
21
Respondents Knowledge of the Principles of
Cooperatives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
22
Level of Knowledge on Cooperative Objective . . . . . . . . . . . . . . . . .
26
Cooperative Seminars Attended . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
26
Perspectives Regarding the Conversion of
the Association to a Cooperative . . . . . . . . . . . . . . . . . . . . . . . . . .
27
Needs to be Provided by the Cooperative . . . . . . . . . . . . . . . . . . . . . .
28
Amount of Share Capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
29
Suggested Qualifications for Membership . . . . . . . . . . . . . . . . . . . . .
29
Suggested Seminars/Trainings to be
Attended by Members . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
30
Suggestions to Make the Cooperative Successful . . . . . . . . . . . . . . . .
31
iv
Willingness to be Elected as Officer . . . . . . . . . . . . . . . . . . . . . . . . . .
31
Willingness to Recruit for Membership . . . . . . . . . . . . . . . . . . . . . . .
32
Needs and Problems of the Association
and Members . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
33
Recommendations to Solve the Problems . . . . . . . . . . . . . . . . . . . . . .
34
SUMMARY, CONCLUSIONS AND RECOMMENDATIONS
Summary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
36
Conclusions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
38
Recommendations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
39
LITERATURE CITED . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
40
APPENDICES
Appendix A: Letter of Request . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
41
Appendix B: Survey Questionnaire . . . . . . . . . . . . . . . . . . . . . . . . . . .
42
v
INTRODUCTION
Rationale
Coffee is a seed, or bean, of any of a group of tropical evergreen shrubs of the
genus coffea in the Madder family (Rubiaceae).If left untrimmed, it would reach a height
of 14 to 30 feet (3-9 meters). Its leaves are dark green and glossy on top and a higher,
duller green underneath. They are 3 to 6 inches (71/2-15 cm) long and grow opposite
each other along the branches. At the points where the pairs of leaves join the branches,
many small while blossoms appear at the time of flowering and give the coffee
plantation the appearance of being covered with light snow (Danbury, 2002).
Coffee is the second most important product in the international commerce on the
basis of the volume traded, and it is estimated to be the first on the basis of value. The
value of coffee imports is estimated to be about $ 2 billion a year, 1% of total world
trade. Coffee production is seen as a lucrative business in CAR wherein it is considered
second to oil in terms of trading value. CAR has an existing 7,781 hectares utilized for
coffee production and another 3,000 + hectares as potential expansion areas. The cool
climate of the Cordillera highlands is suitable for the production of the Arabica coffee
variety. As such it has been included as one of the top five priority commodities
identified by the DA and Department of Trade and Industry (DTI) as the region’s model
commodity under the One-Town-One-Product (OTOP) Program (Dayawen, et al. 2006).
Coffee production is one of the major sources of income of most families in Belis
and Sayet, Caliking, Atok, Coffee is raised in this particular place for commercial
purposes. Because of the unstable prices of vegetables, farmers in these barangays have
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
2
to look for other means of increasing their farm income. One of which is the coffee
production.
Belis Coffee Growers Association was organized to help the member-growers in
their coffee production. The association is a channel for technical assistance from the
government as well as from NGOs.
Belis-Sayet Coffee Growers Association (BSCGA) is located in barangay
Caliking, one of the barangays in the municipality of Atok. It is twenty-four (24)
kilometers from Baguio City and it takes one hour and thirty minutes travel through the
national roads (Castro, 2007).
On January 5, 2005, Mr. Frank Young, an American citizen, visited Atok and he
observed that there is a lot of coffee plantation in the place. Most of the people in the
place are producing coffee. He was interested to buy their coffee but he could not
transaction with all the individual growers thus he suggested the farmers to organize an
association of all the growers so that he could transact with the association.
The BSCGA was organized in August 16, 2005 by Mr. Norbert Pontin Gebbes
and affiliated with the group of Cordillera Coffee Growers Association sponsored by the
Cordillera Coffee Company (CCGA). However, when Mr.Young told to the CCGA that
they will convert into a cooperative so that they could do business. The members of
BSCGA did not like the idea since they were so many and so they withdrew their
affiliation from the CCGA. At first they were hesitant to register with the Securities and
Exchange Commission but when they observed that their organization is doing well they
registered it with SEC ( Depolio, 2007).
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
3
According to Mr. Rudy Mayos, the current chairman of the association, there
were thirty-three (33) active members as of October, 2007. The association holds its
office action and receptiveness of the officers and members of the BSCGA, as proven by
their performance, are positive indicators that could make the association a real agent for
vibrant and self-reliant members.
However, the association is not a business organization so it could not continue to
conduct business for its members. It has to be converted into a cooperative so that it
could do business for its members, a business that would be owned and managed by the
members themselves. Hence, this study was conducted to know their perceptions of the
members towards converting the association into a cooperative.
Statement of the Problem
The study addressed the following questions:
1. What is the socio-economics profile of the members of Belis-Sayet Coffee
Growers Association?
2. What is the level of knowledge of the members on cooperatives?
3. What is the member’s perspective of the conversion of their association into a
cooperative?
4. What are the needs and problems of the association?
5. What are the possible solutions to the needs and problems of the association?
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
4
Objectives of the Study
The following are the objectives of the study:
1. to determine the socio-economics profile of the members of Belis-Sayet Coffee
Growers Association;
2. to determine the level of knowledge of the members on cooperative;
3. to determine the members’ perspectives of the conversion of their association
into a cooperative;
4. to determine the needs and problems of the association; and
5. to recommend possible solutions to the needs and problems of the association.
Importance of the Study
The result of this study would be used as a basis in converting the association into
a cooperative. It would also be a basis in giving technical assistance to the members in
order to improve their coffee production and marketing in the area. The determination of
factors that affect their growth could give insights to the members on what factors to be
improved. The identified good factors could be duplicated by other association for their
own benefits.
Furthermore, it could also be a source of information for further research on other
related studies.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
5
Scope and Delimitation
This study mainly concentrated on coming up with the profile of the members of
Belis –Sayet Coffee Growers Association and finding out their perspective regarding the
conversion of their association into a cooperative. Furthermore, the study also looked into
the needs and problems of the association. The study was conducted in Belis and Sayet,
Caliking, Atok, Benguet, Philippines from January to March, 2008.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
6
REVIEW OF LITERATURE
Understanding Association
Association is a group of people or organizations showing the same interest who
wishes to be affiliated with each other. This affiliation may be formal or informal
organized or loosely structured; world-wide in space or restricted to a single building.
Zulueta (1998) mentioned that association is a composed of people who join
together in an organized manner to pursue a common interest. Generally, this group has a
formal structure. There were some kinds of agreement that members involves:
1. Some type of interaction;
2. A sense of belonging or membership;
3. Shared interest or agreement on values; and
4. A structure
Brigham (1942) stated also that association can be described as two or more
people who interact with and influence each other. The association is hold together by the
common interests or goals of its members who recognize some degree of affiliation or
connection with each other because of these interests or goals.
Importance of Association
Brigham (1942) stated as the person become affiliated with an association.
Membership in a association enables the individual to reach goals that he could not reach
alone. This situation is especially in one community, but it is also true in the fulfillment
of all human needs. The more fact of membership satisfies a strong need in most persons
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
7
no matter what the nature of the association. All our lives, we grow and develop by
means of the stimulating interchange and interrelation involved in being a member of a
association. While the socialization process takes place within the association, the
individual learns the socially approved ways of behaving; of thinking, doing things and of
how all these knowledge, attitudes, habits and capabilities are related to others.
Furthermore, as a person becomes affiliated with an association surrenders him to it:
1. They are the transmitters of culture;
2. They serve as means of social control;
3. They socialize the individual;
4. They help in personality development; and
5. They train the individual in communication.
Kornblum (1988) stated also that societies become dominated by associations so
that the interactions of their members will minimize the group’s efficiency. Once those
associations’ goals have been set, it can seek the most efficient means of reaching these
goals.
Concept of Association
Brigham (1942) stated that association is any system of social relationship which
members united by a sense of emotional solidarity and of common purposes. This means
that individual member occupies a definite position in the association and performs the
duties and assumes the responsibilities that are expected of such a position.
To be in a association, the individuals must be aware that they belong to it. They
interact with each other according to the positions they occupy in the gathering. Their
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
8
behavior is guided by the standards, rules and regulations, and other established practices
and institutions of the association.
Associations are visible and real because they exist in time and space. It is true
with the barangay, where each member occupies a status and has a corresponding role.
Characteristics of Association
Brigham (1942) stated that for a collection of people to constitute an association
the following principal characteristics must be present:
1. Two or more persons who are interaction more or less continuous period;
2. The mutual awareness of each other as member;
3. The ability to communicate effectively; and
4. An established definite structure or pattern.
Hess (1988) reported that at least an association must have the following
characteristics:
1. Distinctive set of social relationship among the members;
2. Inter dependence among various people;
3. A feeling that the behavior of each member is relevant to other member; and
4. a sense of membership or ”we” feeling
Association is highly varied, ranging from the members societies. The
membership may stable or changing, but association share two common elements:
Mutual awareness of the members of the association and responsiveness to the members,
so that actions and shaped in the context of the group.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
9
Functions for the Association
According to Espiritu (1979) stated that associations must have the functions as
the following;
1. It contributes to association loyalty;
2. Promote group solidarity;
3. Promote conformity and therefore becomes a form of social control; and
4. Promote nationalism
Reasons People Join an Association
Hess (1988) stated that there are two (2) general types of reasons. First, a person
may join an association in order to reach goals not achievable by working alone- tasks
such as preserving national defense or maintaining various government services. Second,
association may represent ways of satisfying human needs and obtaining social rewards,
such as approval, belonging and love.
Another important factor is association cohesiveness or the degree to which
association members like each other, have similar goals; and want to remain in one
another’s presence. Cohesiveness usually leads to higher productivity, for members who
like one another and want to remain together are likely to work harder toward a
association goal. Cohesiveness does not always have positive results, however, because
members are especially likely to feel pressure to conform to the norms.
The associations in order to understand how well or poor people are integrated
into their society. They often find that the people who are active in such associations
constitute a minority of a community’s residents.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
10
Association Structure
Hess (1988) stated that for the formation and membership of the association. It
was pointed out that the association membership is a circular process. The more people
associates with one another, the more they come to share common norms and the more
they tend to like one another. This process strengthens association’s ties through shared
activities. In an association to commit other association such as on the production. To
reconcile association align more closely with them, with whom there is more clarify
contact and shared activities. These shared meanings then draw the associations closer
together.
Perspectives towards Association
Hess(1998) stated that the members views towards association not only with one
another on a recurrent basis: they share a sense that they belong together, Furthermore,
the members may occasionally get together for some purpose such as individuals who are
merely in one place. Also members will share a characteristics deemed to have social
significance. Additionally, members could share certain traits maybe motivated to
interact to advance their common interest for them to achieve the specific objectives.
Moreover, members viewed in this manner, association are not neutral social
structures, but arenas for conflicting interests in which the social issues and power
relations of society are plead out. More particularly, they analyze associations within the
context of the broader inequalities that operate within society and find that the
distribution of power and the allocation of rewards within them mirror the larger societal
class structure.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
11
An association’s officers can only offer incentives that they believe will motivate
members to conform to the goals they set forth. They understand and agree with one
another as they go their daily activities. Additionally, not only do people differ in their
goal they also differ in their idea regarding the nature.
Perspectives towards Cooperative
Members’ views that the cooperative is relating to associations formed to enable
its members to buy and sell to better advantage by eliminating middleman’s profit.
Moreover, members’ views as instruments for socio- economic development cannot be
underestimated. In their effective use, they have succeeded in accelerating the growth of
low income and less segments of society. But some of the members observe that there
were cooperative failed because of lack of proper attitudes and skills on the part of the
members and officers to participate effectively in the affairs of the cooperative. Mostly,
members stated that organizing a cooperative is very hard to do so (Gayumma, 2005).
Needs and Problems of Association
Brigham (1942) stated that the major factor that contribute to the major
difficulties in the attempts to institutionalize association are given as follows: lack of
education and training, lack of information on the technical know how, the nature and
operation of the association which lead to incompetent management such as inability of
association to secure adequate capital to maintain or sustain the operation of the
association. Effectiveness of the government agencies entrusted with the development
and promotion of association and inadequate supervision.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
12
Copping
Brigham (1942) stated that the associations solve problems, almost of the
associations suggested the conduct of orientation seminars and trainings and by sending
members to seminars and trainings can help the members to be educated. As to
management problem, the most suggested solutions are to give early notice to members
about activities, to motivate members to patronize the association and to have seminar on
management. For the financial problem, the member one suggestion is for the association
to encourage their members to increase the membership fee followed by conducting fund
raisins activities can help increase their financial sources.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
13
METHODOLOGY
Locale and Time of the Study
Atok is located at the center of province of Benguet. It has a total land area of
10, 860 square meters and inhabited with Ibaloi and Kankana-ey tribes. Atok has eight
(8) barangays, one is Caliking. This barangay has eight (8) sitios Belis and Sayet were
two of these sitios. This study was conducted in these two sitios from January to
Mmarch, 2008.
Respondents of the Study
The respondents of this study were thirty-three members of the Belis- Sayet
Coffee Growers Association in Belis and Sayet, Caliking, Atok, Benguet.
Research Instrument
A survey questionnaire was used for data gathering. The instrument was
distributed to the respondents by the researcher. For the respondents that could not read
and write, the researcher interviewed them.
Data Gathered
The data gathered were the members’ profile, the perspectives of the members of
Belis-Sayet Coffee Growers Association towards the conversion of their association into
a cooperative and the needs and problems of the association.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
14
Data Analysis
The data gathered was tabulated, analyzed and interpreted according to the
objectives of the study using the descriptive statistics like frequency and percentage
method.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
15
RESULTS AND DISCUSSION
Socio-Demographic Profile of the Respondents
The respondents of the study were 33 members of Belis-Sayet Coffee Growers
Association in Caliking, Atok, Benguet. The presented profile included their age, sex,
civil status, educational attainment, number of years in the association, position in the
association, seminars and trainings attended, membership to other organization and
number of years in coffee production.
Age. Table 1 shows the distribution of the respondents according to their age. The
youngest was 33 years old while the oldest was 78 years old. The result shows that most
(27%) of the respondents were 53 – 62 years old. Eight or 24% each belonged to the age
brackets of 33 – 42 years old and 34 – 52 years old. There were seven or 21% who were
73 years old and above.
Sex. Majority of the respondents (64%) were female and only 36% were male.
Civil status. Majority (79%) of the respondents was married, 18% were single and
1 or 3% was separated.
Educational attainment. Twenty five or 76% were elementary graduate while 24%
were high school graduate. None of them reached college level.
Years of membership in the association. The result shows that majority (82%) of
the respondents had been members of the association for about three years while the other
had just joined the association. Three of them were members for less than one year and
the other three were members for 1 – 2 years. This finding reveals that majority were
members since the association was organized.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
16
Person who influenced them to join the association. Majority of the respondents
(91%) voluntarily joined the association since they were the first to become members
when the association was organized. The others were convinced by their neighbors and
their friends to join the association.
Reasons for joining the association. The table shows that 21 or 64% of the
respondents joined the association in order to be able to acquire farm inputs, specifically
insecticides and fertilizer, through the association. The association purchases the farm
inputs from farm supply dealers and the farmers in turn buy from the association. Non-
members were not allowed to buy from the association. Six or 18% of the respondents
said they joined the association to enable them to attend trainings/seminars regarding
coffee production. Nine percent each mentioned they joined the association in order to
avail of technical assistance and financial assistance, respectively.
Attendance to trainings. There were only 27 of the 33 respondents who were able
to attend trainings. The other 6 members were not able to attend any training because
they are still new members and there was no training conducted when they became
members.
Affiliation to other organizations. Aside from being a member of the Coffee
Growers Association, some of the respondents were members of other organizations.
Eight were members of other farmers’ organization, one is a member of the cooperative,
and four were members of a religious organization while 61% had no other affiliation.
Number of years in coffee production. There were 25 or 76% who had been into
coffee production for more than eight years, 9% were into it for 4 – 6 years and 15% for
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
17
6-8 years. Five or 15% of the members were in 6.1 years-8 years and twenty- five or 9%
of the members were in 8 years and above.
Table 1. Socio-demographic profile of the respondents
CHARACTERISTIC
FREQUENCY PERCENTAGE
Age (in years)
33 – 42
8
24
43 – 52
8
24
53 – 62
9
27
63 – 72
1
3
73 and above
7
21
TOTAL
33
100
Sex
Female
21
64
Male
12
36
TOTAL
33
100
Civil Status
Single
6
18
Married
26
79
Separated
1
3
TOTAL
33
100
Educational Attainment
Elementary Graduate
25
76
High Scholl Graduate
8
24
TOTAL
33
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
18
Table 1. Continued …
CHARACTERISTIC
FREQUENCY PERCENTAGE
Years of Membership in the Association
Less than one year
3
9
1 – 2 years
3
9
More than 2 to 3 years
27
82
TOTAL
33
100
Person who Influence you to Join the Association
Neighbors
2
6
Friends
1
3
None, voluntarily joined
30
91
TOTAL
33
100
Reasons for Joining
For trainings and seminars
6
18
For technical assistance
3
9
For loans/financial assistance
3
9
To acquire farm inputs through the association
21
64
TOTAL
100
100
Attendance to Trainings
Attended trainings related to coffee production
27
82
No training attended yet
6
18
TOTAL
33
100
Affiliation to Other Organizations
Farmers’ Association
8
24
Cooperative
1
3
Religious Organization
4
12
None
20
61
TOTAL
33
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
19
Table 1. Continued …
CHARACTERISTIC
FREQUENCY PERCENTAGE
Number of Years in Coffee Production
4 – 6
3
9
7 – 8
5
15
More than 8 years
25
76
TOTAL
33
100
Economic Profile of the Respondents
This section presents information about the respondents as to: area planted to
coffee , variety of coffee planted, annual income from coffee production, other sources
of income, and average monthly income from all sources (Table 2).
Area planted to coffee. Majority of the respondents had less than one hectare
coffee farmed. Only four or 11% had one to two hectares.
Variety of coffee produced. All the respondents were producing the same variety
of coffee. This is the Arabica coffee.
Annual income from coffee production. Twenty nine or 88% of the respondents
had an annual income of less than ten thousand pesos from coffee production. Nine
percent and three percent had P10, 000 – P15, 000 and P15, 001 – P25, 000, respectively.
Other source of income. The other sources of income for the respondents were
vegetable and livestock production, from driving and from pension. Twenty nine got their
income from vegetable and livestock production while 2 each got their income from
driving and from pension.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
20
Average monthly income of the respondents. Table 2 shows that 25 (76%) of the
respondents had a monthly income of P10,000 – P15,000; 6 or 18% had P15,001 –
P25,000 and 2 or 6% had P25,001 – P35,000.
Table 2. Economic profile of the respondents
CHARACTERISTIC
FREQUENCY PERCENTAGE
Area Planted to Coffee
Less than 1 hectare
29
89
1 – 2 hectares
4
11
TOTAL
33
100
Variety of Coffee Planted
Arabica
33
100
Other variety
0
0
TOTAL
33
100
Annual Income from Coffee Production
Less than P10,000 pesos
29
88
P10,000 – P15,000
3
9
P 15,001 – P25,000
1
3
TOTAL
33
100
Other Sources of Income
Vegetable and livestock production
29
88
Driving
2
6
Pension
2
6
TOTAL
33
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
21
Table 2. Continued …
CHARACTERISTIC
FREQUENCY PERCENTAGE
Average Monthly Income from all Sources
P10,000 – P15,000
25
76
P15,001 – P25,000
6
18
P25,001 – P35,000
2
6
TOTAL
33
100
Members’ Knowledge on the Cooperative Philosophy
Table 3 present the respective level of knowledge on cooperative philosophy.
The cooperative is a service-oriented organization. The finding shows that
majority (70%) of the members were knowledgeable that the cooperative is a service-
oriented business organization. There were 30% who were highly knowledgeable of this
philosophy and none of them is not knowledgeable. This finding implies that the
members of the association know that the cooperative is a service oriented business
organization.
The cooperative is owned, patronized, managed and controlled by its members.
The result shows that 76% of the respondents were knowledgeable that the cooperative is
owned, patronize, managed and controlled by the members themselves. Twenty four
percent were highly knowledgeable and nobody is not knowledgeable of this cooperative
philosophy.
The cooperative must operate within the framework of the universally accepted
principles. The result shows that 76% of the members were knowledgeable on this
philosophy of the cooperative, 24% were highly knowledgeable and none one is not
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
22
Table 3. Level of knowledge on the cooperative philosophy
COOPERATIVE
HK (3)
K (2)
NK (1)
PHILOSOPHY
F %
F %
F %
1. A cooperative is a service
10
30
23
70
0
0
oriented business organization.
2. A cooperative is owned,
8
24
25
76
0
0
patronized, managed and
controlled by its members.
3. A cooperative must operate
8
24
25
76
0
0
within the framework of the
universally accepted
cooperative principles.
*HK- Highly knowledgeable *K - knowledgeable * NK not knowledgeable
knowledgeable. The finding shows that all the members know that the cooperative
must operate must operate within the framework of the universally accepted cooperative
principles.
Respondents Knowledge of the Principles of Cooperatives
In this study, there were seven principles subjected to ranking by the respondents
relative to their awareness levels. These principles include voluntarism; democracy;
members’ economic participation; autonomy and independence; education, training and
information; cooperation among cooperatives and concern for the community.
Principles of voluntarism. Table 4 presents the level of knowledge of the
respondents on the principle of voluntarism. Majority (26) of the members were
knowledgeable that membership in the cooperative is open to all persons able to use the
services and accepts responsibilities as members. Seven or 21% were highly
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
23
knowledgeable. The second point under voluntarism was their level of knowledge that
members’ social status, religious affiliation, sex do not matter in terms of providing coop
benefits and services. It was found out that all the respondents were knowledgeable on
this issue.
Economic participation. Economic participation means that members must
contribute to the cooperative and that they become co-owners of the business. The
findings show that majority of the respondents were knowledgeable that members must
contribute to the capital of the cooperative, they are co-owners of the business, and more
participation of the members to the economic activities of the cooperative means higher
patronage refund for them. There were some who indicated that they are highly
knowledgeable about this philosophy.
Principle of democracy. Almost all members were knowledgeable of the
cooperative principle of democracy (Table 4). For the members, 70 percent were
knowledgeable that members of cooperative have equal voting rights and 30% were
highly knowledgeable. These members believed that members control the cooperative
wherein each member must actively participate in setting policies and making decisions.
Principle of autonomy and independence. The finding shows that the respondents
were knowledgeable on this principle. Seventy six percent said they have knowledge that
the cooperative is can enter into agreement or can transact business with other
organizations including the government. The other said they are highly knowledgeable.
Furthermore, 61% said they are knowledgeable that the cooperative is free to secure
capital from outside sources.
Principle of education. The finding shows that majority (76%) and 24% of the
respondents have knowledge and highly knowledgeable, respectively that the cooperative
should provide continuous education to its members.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
24
Principle of concern for community. The finding shows that 82% were
knowledgeable and 18% were highly knowledgeable that the cooperative shall have
programs for community development.
Principle of cooperation among cooperative. The result shows that 82% were
knowledgeable and 18% were highly knowledgeable that the cooperatives shall actively
cooperate with other cooperatives.
Table 4. Members level of knowledge on the cooperative principles
COOPERATIVE PRINCIPLES
HK
K
NK
F %
F %
F %
Voluntarism
1. Membership in the cooperative is open
7
21
26
79
0
0
to all people able to use its services and
willing to accept responsibilities as
members.
2. Member’s social status, religious
9
27
23
70
0
0
affiliation, sex do not matter in terms of
providing coop benefits and services
Economic Participation
1. Members must equitably contribute and
democratically control the capital of the
10
30
23
70
0
0
cooperative.
2. At least, a part of the cooperative’s
capital is commonly owned by members.
6
18
26
79
0
0
3. More participation in the economic
activities of the cooperatives means higher
10
30
23
70
0
0
patronage refund.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
25
Table 4. Continued …
COOPERATIVE PRINCIPLES
HK
K
NK
F %
F %
F %
Democracy
1.The cooperative is a democratic
organization controlled by the members
9
27
24
72
0
0
2. Members must participate actively in
setting the policies and making decisions
9
27
24
72
0
0
3. members have equal voting rights
10
30
23
70
0
0
4. elected officers are accountable to the
5
15
28
85
0
0
members
Autonomy and Independence
1. Members democratically control the
8
24
25
76
0
0
cooperative even in transactions where it
enters into agreement with other
organizations including the government.
2. Members democratically control the
13
39
20
61
0
0
cooperative in transactions purposely to
raise capital from external sources.
Education of Members
1. Cooperatives provide continuous
8
24
25
76
0
0
education for its members, elected officers
and employees for them to participate.
Concern for Community
1. Cooperatives shall have programs for
6
18
27
82
0
0
community development.
Cooperation among Cooperatives
1. All cooperatives should actively
6
18
27
82
0
0
cooperate with other cooperatives
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
26
Level of Knowledge on Cooperative Objective
Table 5 presents the level of knowledge of the members of the association on the
objectives of the cooperative.
Generally, majority (82%) of the respondents were knowledgeable about the objective of
the cooperative while 18% said they are highly knowledgeable.
Cooperative Seminars Attended
Table 6 presents the seminars about cooperative attended by the respondents. The
finding shows that majority of the respondents did not attend any seminar regarding
cooperative. Only 24% attended the pre-membership education seminar on cooperative.
Table 5. Level of knowledge on the cooperative objective
PARTICULAR
HK
K
NK
F %
F %
F %
1. The cooperative is to provide goods and
services to its members and promote 6
18
27
82
0
0
among them equitable distribution of net
surplus
Table 6. Seminars attended by the members on cooperatives
SEMINARS
FREQUENCY PERCENTAGE
( F ) ( % )
Pre-membership education seminar (PMES)
8
24
None
25
76
TOTAL
33
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
27
Perspectives Regarding the Conversion of the
Association to a Cooperative
Table 7 shows that majority of the respondents (79%) were in favor of converting
the association to a cooperative while 21% were not in favor. Those in favor gave the
following reasons: to gain income from the cooperative, 80%; just to try other form of
organization, 12%, to be able to offer more service, 3%; cooperative has more chance of
succeeding, 3%; and it is easy to manage, 3%.Those not in favor gave the following
reasons: coop is more difficult to manage, 43%; no money for the payment of share
capital, 29% and they were already contented with the present association, 29%.
Table 7. Members’ response on the conversion of the association to a cooperative
PARTICULAR
FREQUENCY PERCENTAGE
( F ) ( % )
Yes
26
79
No
7
21
TOTAL
33
100
Reasons for Conversion
1. To get patronage refund from the
cooperative
20
80
2. Just to try other form of organization
3
12
3. To be able to offer more services
1
3
4. Cooperative has more chances of
1
3
succeeding
5. It is easy to manage
1
3
TOTAL
26
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
28
Table 7. Continued …
PARTICULAR
FREQUENCY PERCENTAGE
Reasons for Not Favor
1. Coop is more difficult to manage 3 43
2. No money for the payment of share capital 2 29
3. Already contented with the present association 2 29
TOTAL 7 100
Needs to be provided by the Cooperative
Those respondents in favor of converting the association into cooperative
mentioned that they wanted the cooperative to provide their farm inputs for coffee
production and at the same time to market their product (Table 8). Although these are
currently provided by the association, these respondents perceived that more benefits
would accrue to them if they convert their association into a cooperative. They would be
owner of the business and they would manage it. Besides the cooperative could engage in
other business endeavor which the association could not do.
Table 8. Needs of the coffee growers that the cooperative could provide
NEEDS
FREQUENCY PERCENTAGE
1. Farm inputs for coffee
21
81
2. Marketing of the product
5
19
TOTAL
26
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
29
Amount of Share Capital
Table 9 presents the amount of share capital that the respondents said they are
willing to contribute to the cooperative. Majority (65%) were willing to contribute P1,000
– P2,000, 27% mentioned less than P1,000 and 4% each mentioned P3,000 – P4,000 and
P5, 000 – P6,000. The finding implies that the prospective members of the cooperative
could only contribute a maximum of P6, 000 in case the association would be converted
into a cooperative.
Suggested Qualifications for Membership
Table 10 presents the qualifications of members to the cooperative that the
respondents suggested. Majority of the respondents mentioned that one qualification of
membership would be the residence. They should be residing in Belis and Sayet. Another
qualification mentioned by 12% is that prospective members must be of legal age. The
membership must only be for coffee growers as pointed out by 15%.
Table 9. Amount of share capital members are willing to contribute
SHARE CAPITAL
FREQUENCY PERCENTAGE
( F ) ( % )
1. Less than P1,000
7
27
2. P1,000 to P2,000
17
65
3. P3,000 to P4,000
1
4
4. P5,000 to P6,000
1
4
5. P7,000 and above
-
-
TOTAL
26
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
30
Table 10. Suggested qualifications for membership
QUALIFICATION
FREQUENCY
PERCENTAGE
( F )
( % )
1. Legal age
3
12
2. Residence of Belis-Sayet only
19
73
3. Coffee growers only
4
15
TOTAL
26
100
Suggested Seminars/Trainings to be Attended by Members
Table 11 shows that 69% of the respondents suggested pre-membership education
seminar to be attended by the prospective members before they could become members
of the cooperative. Nineteen percent and 12% mentioned bookkeeping seminar and
leadership seminar, respectively.
Table 11. Seminars/training to be attended by members
SEMINARS/TRAININGS
FREQUENCY PERCENTAGE
( F )
( % )
1. Pre-membership education seminar
18
69
2. Bookkeeping
5
19
3. Leadership
3
12
TOTAL
26
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
31
Suggestions to Make the Cooperative Successful
The respondents suggested what members should do in order to make the
cooperative successful. These suggestions were the following: members should
participate in all the activities of the cooperative by15%, patronize the services of the
cooperative by 35%, continuous attendance to seminar/trainings by 19%, continuous
capital build-up as suggested by 12%, and members, committee members, board of
directors and other officers should do their respective function as mentioned by 12%
(Table 12).
Willingness to be Elected as Officer
When asked if they are willing to be elected as officers of the cooperative, the
respondents had these responses: twelve percent said yes they are willing while majority
(88%) said they are not willing to become officers of the cooperative for their reasons:
lack of knowledge on cooperatives, hard to have functions and afraid to be an officer
Table 12. Suggestion on how to make the cooperative more successful
SUGGESTIONS
FREQUENCY PERCENTAGE
( F )
( %)
1. Participate in all the activities of the cooperative
4
15
2. Patronize the services of the cooperative
9
35
3. Continuous to attend seminars/trainings
5
19
4. Continuous to support the capital build-up
program of the cooperative.
3
12
5. Do the responsibilities/functions assigned
5
19
TOTAL
26
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
32
(Table 13). This finding implies that very few are willing to be elected as members of the
board, and committee members in case the cooperative would be organized. The reasons
given by the respondents were: lack of knowledge on cooperative by 47.82%, don’t like
to have responsibility or accountability by 13.05%, and afraid to become an officer by
39.13%. The finding implies that they do not want to become an officer because they fear
that they are incompetent due to their lack of knowledge of the functions that they would
be doing.
Willingness to Recruit for Membership
Table 14 presents that all the respondents who are in favor of converting the
association to cooperative were very willing to recruit for membership incase the
cooperative would be organized. This shows that they are enthusiastic to have a
cooperative.
Table 13. Respondent’s willingness to be elected as officers of the cooperative
RESPONSE
FREQUENCY PERCENTAGE
( F )
( % )
Yes
3
12
No
23
88
TOTAL
26
100
Reasons for not willing
Lack of knowledge on cooperatives
11
47.82
Don’t like responsibility/accountability
3
13.05
Afraid to become an officer
9
39.13
TOTAL
23
100.00
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
33
Table 14. Willingness to recruitment members
RESPONSE
FREQUENCY
PERCENTAGE
F
%
Yes
26
100
No
0
0
TOTAL
26
100
Needs and Problems of the Association and Members
Needs. The respondents perceived that their association need the following;
cooperation and participation of members on the activities of the association by 33%;
more training to be conducted by 48%; and full assistance from the association and
mentioned by 18% (Table 15).
Problems. Table 16 presents the problems of the association as well as the
members. One problem of the association as pointed out by 24% was that members are
not attending meetings. The number of respondents mentioned that there is lack of
participation by the members. Twelve percent or the respondents mentioned that
members of the association do not submit all their production to the association. Some
store their coffee beans to wait for a higher price. Thirty nine percent said that the
members are not patronizing the services of the association.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
34
Table 15. Needs of the association
FREQUENCY
PERCENTAGE
( F )
( % )
1. Cooperation and participation on the
11
33
activities
2. More trainings
16
48
3.. Full assistance from the association
6
18
TOTAL
33
100
Table 16. Problems meet by the association
PROBLEMS
FREQUENCY
PERCENTAGE
( F )
( % )
1. Members not attending meetings
8
24
2. Lack of participation
8
24
3. small quantity of coffee submitted
4
12
4. Not patronizing the services of the
13
39
association
TOTAL
33
100
Recommendations to Solve the Problems
Table 17 presents the recommendations of the respondents in order to solve the
problems of the association. Eight or 24% said that members must attend meetings of the
association. Another 24% suggested that members must attend activities of the
association. Twelve percent suggested that members should submit more of their coffee
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
35
to the association in order to maintain business transactions with their buyer, Mr. Young.
Thirty nine percent suggested that members must patronize the services of the
association.
Table 17. Recommendation of the members to solve the problems
RECOMMENDATION
FREQUENCY PERCENTAGE
( F )
( % )
1. Members must attend meetings
8
24
2. Members must attend the activities
8
24
3. Must submit more coffee seeds
4
12
4. Must patronize the services of the
13
39
association
TOTAL
33
100
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
36
SUMMARY, CONCLUSIONS AND RECOMMENDATIONS
Summary
This research was conducted to determine the members’ level of knowledge on
cooperatives and perspectives of Belis- Sayet Coffee Growers Association in Atok,
Benguet on their conversion to a cooperative.
The respondents were the thirty- three members of the association. The data was
collected with the use of survey questionnaire and interview. The data was analyzed
using descriptive statistical tools such as frequency and percentage.
The studies found that majority of the members were 43 – 62 years old, female,
married, elementary graduate and were members of the association for more than 2 -3
years. Majority joined the association voluntarily to acquire farm inputs through the
association and they attended trainings related to coffee production. Few of them were
affiliated to some organizations other than the Coffee Growers Association. They had
been into coffee production for more than 8 years. All of them produce the Arabica
variety and have less than one hectare coffee plantation and they realize less than ten
thousand pesos a year from the coffee production.
Majority of the members were all knowledgeable on the philosophy, principles
and objectives of the cooperative. There were some members who said they were highly
knowledgeable.
Majority of the members were in favor on the conversion of the association to a
cooperative because they could get patronage refund from the cooperative which they did
not get from the association.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
37
Majority of the members need farm inputs and they suggested that the
cooperative could sell these inputs like fertilizers and insecticides to them on credit basis
and at a lower price than what the farm input dealers are charging.
Majority of the members would like to contribute 10,001-2,000 pesos as their
share capital to the cooperative and they also suggested that members of the cooperative
should be limited to the residence of Belis and Sayet.
Majority of the respondents would like to attend per- membership education
seminar.
Majority suggested that all members must participate in all the activities of the
cooperative to make it successful.
Majority of the members were not willing to be elected as officer of the
cooperative. Only a few were willing to be elected as members of the board and
committee members in case the cooperative would be organized.
All of the respondents were willing to help on the membership recruitment in
their area of operation in case the cooperative would be organized.
The needs of the association were trainings/seminars on members for them to
apply on the association.
Furthermore, majority of the respondents said that many of the members were
not selling all their coffee through the association so they fear that there buyer would be
discouraged and abandon them and look for other suppliers of coffee. They also met
problem on non-attendance to meetings of the association.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
38
Moreover, most respondents recommended that to solve the problems of the
association, members should be given more training so that they will be motivated to
patronized the services of the association and always attend meetings.
Conclusions
Based on the findings of the study, the following conclusions were derived:
1. Majority of the respondents belonged to the age range of 53 – 62 years old. They
were all knowledgeable on the philosophy, principles and objectives of the
cooperative.
2. Almost all of them would like to convert the association into a cooperative but one
problem was that very few were willing to serve as members of the board and
members of the committees. They lack self confidence, due to lack of training, to
accept responsibility in case the cooperative would be organized.
3. Majority of the respondents are willing to attend trainings and seminars to learn
how to operate a cooperative. The cause of the lack of interest of members to
patronize the association and attend meetings is due to their limited knowledge
about the importance of the association.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
39
Recommendations
Based on conclusions:
1. Since majority of the respondents indicated their interest convert the association into
a cooperative and many of them were very willing to undergo trainings on
cooperative, then its time for the association to be converted to a cooperative. The
interest of the members to undergo trainings is a sign that the cooperative has a
greater chance to succeed. Besides, majority of the respondents were already
knowledgeable about the philosophy, principles and objectives of the cooperative.
2. So that the cooperative would have a higher chance of success, it is recommended
that all members must undergo pre-membership education seminar (PMES) so that
they would understand their rights, privileges, and duties as members. Furthermore,
the education of the members should not stop with the PMES but rather, they should
continuously conduct education seminar from time to time. The cooperative could
link with some institutions that are providing free education to cooperatives.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
40
LITERATURE CITED
BRIGHAM, J.C 1942. Social Psychology’s: Little, Brown and Company.P.28, 29, 35,
132.
CASTRO, L. 2007.History of the Association (Personal Interview).
DANBURY, C.D. 2002. The Encyclopedia America. 1st Edition. USA. A Division of
Scholastic Incorporations. Pp. 187-189.
DAYAWEN, P. et.al 2006. Shamag, La Trinidad, Benguet. Official Publication of the
Benguet State University. P. 12
DEPOLIO, M. 2007. History of the Association (Personal Interview)
ESPIRITU, S.C. 1979. Sociology and Social Living. 4th Ed. JMC Press, Incorporation
. Quezon City, Philippines.P.13.
GAYUMMA, P.K. 2005.Profile of Primary Cooperatives in Atok, Benguet. BS Thesis.
Benguet State University, .La Trinidad, Benguet.Pp.13.
HESS, B.B.1988. Sociology.3RD Edition Mac millan Publishing Company, New
York.Pp.87, 90.
KORNBLUM, W.K. 1988.2nd Edition Sociology in a Changing World. Rinehart and
Winston, Incorporation, New York.P.156.
MAYOS, R. 2007. Chairman of the Board of the Belis-Sayaet coffee Growers
Association.
ZULUETA, F. M. 1998.General Sociology. 3rd Edition. Quezon City, Phillippines. New
Gaslaxie Lithographic Arts and Printing Press P. 6.
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
41
APPENDIX A
Republic of the Philippines
Benguet State University
College Agriculture
DEPARTMENT OF AGRICULTURAL ECONOMICS
AND AGRIBUSINESS MANAGEMENT
January 11, 2008
MR. RUDY C. MAYOS
Chairman
Belis- Sayet Coffee Growers Association
Km. 22, Caliking, Atok, Benguet
Sir:
I am a senior student taking up Bachelor of Science in Agribusiness (BSAB)
Major in Cooperative Management at Benguet State University. To fulfill my field of
study, I am required to conduct a research titled ‘Members’ Level of Knowledge on
Cooperatives and Perspectives of Belis- Sayet Coffee Growers Association (BSCGA) in
Atok, Benguet on their Conversion to a Cooperative”.
In connection, may I ask your permission to conduct this research among the
members of the Association. Rest assured that all the data to be gathered would be treated
with confidentially.
Thank you very much. May God bless us all!!!
Respectfully yours,
CHERY-ANN B. SUAN
Student Researcher
SGD:
FLORENTINO B. LANDACAN, JR.
Thesis Adviser
APPROVED/DISAPPROVED
RUDY C. MAYOS
Chairman
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
42
APPENDIX B
SURVEY QUESTIONNAIRE
Direction; Please fill up the blank with the needed information or check the parenthesis
that corresponds to your answer rest assured that all answers would be treated with
confidentially.
Respondent’s Socio-economic Profile
Name: ________________________________________ (Optional)
Address: ______________________________________
Age: ___________
Civil Status: ( ) Single ( ) Widow/Widower
( ) Married ( ) Separated
Educational Attainment:
( ) Elementary graduate
( ) High School graduate
( ) College graduate
( ) Others, Pls. specify: ______________________
Number of years as a coffee grower:
( ) Less than 2 years ( ) 6.1 years- 8 years
( ) 2.1 years- 4 years ( ) above 8 years
( ) 4.1 years- 6 year
Area planted with Coffee (in hectare):
( ) Less than 1 hectare
( ) 1 hectare- 2 hectare
( ) above 2 hectares
Other sources of income aside from coffee production:
( ) vegetable and/ or livestock production
( ) government/ private employee
( ) driving
( ) others, pls. specify: ____________________
Average annual income from coffee production:
( ) Less than P10, 000.00 ( ) P25, 001—35,000.00
( ) P 10,001- P 15,000.00 ( ) above P35, 000.00
( ) P 15,000-P 25,000.00
Average monthly income from all sources
( ) Less than P 10,000.00 ( ) P25, 001-P 35,000.00
( ) P10, 001.00- P15, 000 ( ) above P 35,000.000
( ) P15, 001.00- P 25,000.00
Length of membership in the Association:
( ) Less than a year
( ) 1 year- 2 years
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
43
( ) above 2 years
Seminars/ trainings attended while in the association:
______________________________________________
Organizational Affiliation. (Aside from this association). Pls. indicate the name and its
area of operation.
( ) farmer’s organization: _____________________________________
( ) cooperative: _____________________________________________
( ) others, pls specify: ________________________________________
Variety of coffee planted: __________________________________
Position: ( ) member ( ) officer
11. REASONS FOR JOINING THE ASSOCIATION
Who asked you to join the association?
_____ neighbors
_____ friends
_____ voluntarily joined
_____ others, pls specify: ________________________________________________
What are your reasons for joining the association?
_____ attend seminars/ trainings related to coffee production
_____ to get technical assistance outside through the association
_____ to get loans/financial assistance through the association
_____ to be able to get farms inputs (seedlings, fertilizers) outside the association
_____ others, pls, specify: ________________________________________________
111. LEVEL OF KNOWLEDGE
Direction: Please indicate the level of your knowledge on the following cooperative
philosophy, principles and objectives by checking the appropriate column. Each column
corresponds to a specific knowledge level as follows:
Legend: NA=Not Knowledgeable
K= Knowledgeable
HK= Highly Knowledgeable
PHILOSOPHY OF COOPERATIVE
NK
K
HK
Are you knowledgeable that:
A cooperative is a service-oriented business
organization?
A cooperative is owned, patronized, managed
and controlled by its members?
A cooperative must operate within the
framework of the universally accepted
cooperative principles?
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
44
PRINCIPLES OF A COOPERATIVE
A. Voluntarism
Are you knowledgeable that:
Membership in the cooperative is open to all
people able to use its services and willing to
accept responsibilities as members?
Members’ social status, religious affiliation, sex
do not matter in terms of providing coop benefits
and services?
B. Democracy
Are you knowledgeable aware that:
A cooperative is a democratic organization
controlled by its members?
Members of the cooperative must participate
actively in setting policies and making
decisions?
Members have equal voting rights- one member,
one vote?
Elected officers of the cooperative are
accountable to the membership?
C. Members’ Economic Participation
Are you knowledgeable that:
Members must equitably contribute and
democratically control the capital of the
cooperative
At least, a part of the cooperative’s capital is
commonly owned by members
More participation in the economic activities of
the cooperative means higher patronage refund
D. Autonomy and Independence
Are you knowledgeable that:
Members democratically control the coop even
in transactions where the coop enters into
agreement with other organizations including the
government
Members democratically control the cooperative
in transactions purposely to raise Capital from
external sources
E. Education, Training and Information
Are you knowledgeable that:
Cooperatives provide continues education for its
members, elected officers and employees for
them to participate effectively in the cooperative
affairs
F. Cooperation among Cooperatives
Are you knowledgeable that:
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
45
All cooperatives, in order to best serve the
interest of their members and communities, shall
actively cooperative with other cooperatives at
local, national and international levels
G. Concern for the Community
Are you knowledgeable that:
Cooperatives shall have programs for
community development
OBJECTIVE OF A COOPERATIVE
Are you knowledgeable that:
The primary objective of a cooperative is to
provide goods and services to its members and
promote among them equitable distribution of
net surplus
1V. MEMBER’S PERPECTIVES
1. Have you attended seminars or trainings on cooperatives? ( ) yes ( ) no
2. If yes, what are the seminars have you attended?
_______ bookkeeping
_______ pre-membership education seminar
_______ leadership training
_______ others, pls specify: _________________________________________
3. Are you in favor that your association be converted to a cooperative? ( ) yes ( ) no
If yes, what are your reasons? If no, what are your reasons?
_____ to get patronage refund from the cooperative ___coop is more difficult to
manage
_____ just to try other form of organization ___ no money for the payment
_____ to offer more services of share capital
_____ cooperative has more chances of succeeding ___ contended with the present
_____ to get more assistance from other agencies association
_____ it is easy to manage ___ other, pls specify _________
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
46
_____ others, pls specify _____________ ___________________________
____________________________
**pls. proceed to number 11-12
4. If yes, what are your needs as a coffee grower that you like to be provided through the
formation of a cooperative?
_____ farm inputs for coffee(ex. Fertilizer, seedlings, insecticides, etc. )
_____ loans
_____ marketing of the product
_____ others, pls specify: __________________________________________________
5. If yes, how much share capital would you like to contribute?
_____ less than P 1,000.00
_____ P1, 000.00-P2, 000.00
_____ P2, 001-4,000.00
_____ P4, 001.00-P6, 000.00
_____ above P6,000.00
6. If yes, what would you suggest to be the qualifications for membership?
_____ legal age
_____ residence of Belis- Sayet only
_____ coffee growers only
_____ others, pls specify __________________________________________________
7.If yes, what cooperative seminars? Trainings would you like to attend?
______ pre- membership education seminar
______ bookepping
______ leadership
______ teambuilding
______ others, pls. specify _______________________________________________
4. If yes, what would you do to make the cooperative successful?
_____ participate in all the activities of the cooperative
_____ patronize the services of the cooperative
_____ continues to attend seminars/ trainings
_____ do the responsibilities/functions assigned
_____ comply with all the policies of the cooperative
_____ others, pls. specify ________________________________________________
5. If yes, are you willing to be elected as officer of the cooperative?
___ yes, why? _________________________________________________________
___ no, why? __________________________________________________________
6. If yes, are you willing to help in the membership recruitment in your area of
operation?
____ Yes
____ No
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
47
7. If no, are your needs satisfied by your present association?
____ all my needs are really satisfied
____ Majority of my needs are satisfied
____ All my needs are not satisfied
8. What are your needs which are satisfied by your present association?
__________________________________________________________________
__________________________________________________________________
V. NEEDS AND PROBLEMS OF THE ASSOCIATION AND MEMBERS
1. What are the needs of your association?
2. What are the problems meet by your association?
3. As a member, what would you recommend to solve the problems?
Members’ Level of Knowledge on Cooperatives and Perspectives of Belis- Sayet
Coffee Growers Association in Atok, Benguet on their Conversion to a
Cooperative / Cherry Ann B. Suan. 2008
Document Outline
- Members� Level of Knowledge onCooperatives and Perspectives of Belis- Sayet Coffee Growers Association in Atok,Benguet on their Conversion to a Cooperative
- BIBLIOGRAPHY
- ABSTRACT
- TABLE OF CONTENT
- INTRODUCTION
- REVIEW OF LITERATURE
- METHODOLOGY
- RESULTS AND DISCUSSION
- SUMMARY, CONCLUSIONS AND RECOMMENDATIONS
- LITERATURE CITED
- APPENDIX